RICHARD HEMMING | from Under The Radar Report

Reducing risk is about understanding markets not avoiding them . In this episode Richard Hemming from Under the Radar Report joins me to unpack some practical steps to help investors stay resilient through cycles, sentiment swings, and economic uncertainty.

Richard begins by acknowledging the nervousness many investors feel. Inflation remains “higher for longer,” and interest rates continue to bite. High‑valuation “long‑duration assets” face pressure, while dividends and superannuation retain their special place in Australia’s system.

He outlines four core principles: diversification, buying cheap, focusing on dividend payers, and taking profits. Diversification across 14–25 stocks reduces risk. Buying cheap means understanding how fundamentals relate to price. Dividends provide both income and confidence. And taking profits, or as Richard says, “take your costs out and let your profits run” helps recycle capital into new opportunities.

We also explore balance‑sheet strength, the importance of patient capital, and how sentiment can distort decision‑making. Richard shares examples from Guzman y Gomez, SpaceX, lithium stocks, and the banks.

He highlights two small‑cap ideas: Acrow (ASX:ACF), positioned for Brisbane 2032 infrastructure demand, and XRF Scientific (ASX:XRF), a mineral‑testing specialist with global potential.

This episode is a reminder that long‑term investing rewards patience, discipline, and a focus on quality.

TRANSCRIPT FOLLOWS AFTER THIS BRIEF MESSAGE

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EPISODE TRANSCRIPT

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